The Consumer Journal
consumer information and news for the consumer
Consumer Information and News

Haute Couture on a Dime

Where can a gal find exclusive designer threads without the expense? << MORE >>

Instant Messaging Privacy Intelligence

Reading between the lines of ambiguous instant messaging privacy policies. How Google, MSN and Yahoo handle your IM privacy.<< MORE >>

Concrete Advice

Dear Consumer Advisor,

Our driveway is laden with potholes. The pavement is the same concrete that we purchased when we bought our home. Since, we've never hired a contractor to ...<< MORE >>

Filing Complaint Letters

Complaint Resources

Where do you go to file a security violation or consumer fraud? Where can you post a complaint and pray for action? Check out these complaint resources. 


For a five-dollar fee, consumers can post complaints about illicit companies at the SqueakyWheel. The site exposes complaints by submitting the page to Google so that your complaint gains exposure on Internet searches and submits the company a notification of your complaint. Each time, someone reads the grievance; the company in question receives a notice that the email was read by someone else.  www.thesqueakywheel.com/FAQS.html












 del.icio.us  Stumbleupon  Technorati  Digg 

How-to Choose Sunglasses

What features make up the most protective sunglasses?<< MORE >>

Recipe for Good and Safe Cooking

Is there a recipe for good cooking? How-to prepare and cook food the safe way?<< MORE >>

Booking a Discount Hotel

Tags: discount hotels, travel deals, 

As the cost of crude oil totters just under $120 a barrel, it’s pretty clear that airfare and gas won’t be getting cheap anytime soon. With the nation’s glut of hotel real estate, accommodations are a plenty. Which means, there are a few money savings tips to book discounted hotel stay. 

Despite the cost to drive or fly, the Consumer Journal researched a strategy for securing and reserving affordable lodging accommodations. Use the following checklist to acquire your discounted hotel stay at a four or even five star hotel:

Peruse local hotel rates.
From the five-star hotel, to the Comfort Inn, visit hotel booking sites to cost compare the variation of rates. Although, Hotels.com and Priceline, Expedia.com offer a wide range of room reservations, be sure to visit websites, such as TripAdvisor.com. The site features a comprehensive database of hotel reviews, written by real travelers. Once, you’ve narrowed your choices; proceed with booking your reservation. 

Calculate the deal.
Beware of a free night’s stay. Depending on the room rate, an additional night’s stay could end up costing you more. For example, let’s say you drive to St. Louis, and there’s a special promotion for a “third night free.” Be sure to calculate and compare the regular cost of the room for two and three night’s stay. Sometimes, these offers may be pricier than a regular booking. In cases, where you’re flying, evaluate the cost of the flight if you extend your flight or stay to one more day. 

Make direct contact.
Depending on the hotel, making direct contact may offer the ultimate savings. Instead of using the 800-number, be sure to call the hotel you would like to book your reservation. Ask to confer with a hotel manager, who has the authority and motivation to fill all rooms. 

Opt for the cheap-o hotel.
In cases where the luxury hotel is out of your budget, reserve a room at an affordable chain, where cancellations are accepted without any penalties. Then, two days prior to your stay, contact the upscale hotel to see if there are any deals within your means. If so, lock in the reservation and cancel your original hotel booking. 

Consider time-shares.
Not all luxury hotels are looking to discount their room rates. As an affordable alternative, consider a timeshare. With a number of hotels doubling as getaway living accommodations or timeshares, depending on the city, luxury accommodations are in ample supply. For instance at SellMyTimeShareNow.com, condos and single family homes are available for weekly rates. 

Take advantage of memberships.
When all else fails, the cheapest hotel stay is in your wallet. If you’re a member of Sam’s Club, AAA or any frequent miles program, be sure to take advantage of these program’s hotel discounts and travel incentives. 

Holly Bentz (c) 2008 fruitionmedia.net 





 del.icio.us  Stumbleupon  Technorati  Digg 

Consumer Beware: No Refund Policy

What every consumer should do before they buy online. What three words mean buy at your own risk?<< MORE >>

Eco-friendly Wonders of Vinegar

Looking for an eco-friendly, toxic alternative to household cleaning? Did you know that vinegar solves a medley of health issues and does wonders around the home? << MORE >>

Starbucks Bakes Tasteless Pastries

What's high in calories, usually stale but always over-priced? << MORE >>

Chicago Dining Review: Crofton on Wells

Chicago Restaurant Review: River North - Crofton on Wells. << MORE >>

Fuel Efficiency Alternatives

How to save on gas without buying a hybrid or hitching a ride? Check out thest gas savings tips on fuel efficiency.<< MORE >>

Travel Report: On-time Flight Arrivals

Which airline holds this year's record in on-time flight arrivals, flight delays and flight cancellations-- US Airways, United Airlines, American Airlines and Southwest Airlines? << MORE >>

Consumer Credit QA

Five fast fixes for FICO credit score repair<< MORE >>

Fax Machine Product Recall

Do you own a fax machine that has been recalled by...<< MORE >>

Popular Vacation Destinations and Tourist Crime Trends

Planning a trip to a popular destination? Check out the latest crime scams and trends of these favorite vacation spots<< MORE >>

5-Thrifty, Green Gardening Tips

How to save the planet and garden like a frugal botanist?<< MORE >>

Nonstick Cookware Safety

Is nonstick cookware safe? Are there any risks associated with nonstick cookware?<< MORE >>

Vacation Ideas Made Simple

Vacation ideas are available by the dozens. Check out how to expediently plan a getaway with few snags...<< MORE >>

10-Reasons to Fly Southwest

Compared to other airlines, check out why Southwest soars in customer service<< MORE >>

Flowers for Shaded Gardens

Check out the best flowers to plant in full shade.<< MORE >>

Fitness Classes Defined: A - Y

What's the difference between a bodyjam and an aerobics class? It's all in the intensity of the work out. Exercise classes defined << MORE >>

Green Eating

What impact can you make on the environment to conserve on fuel? << MORE >>

VOC, Volatile Organic Compound Facts

Volatile Organic compounds are abundant in our household cleaning and maintenance products, and pose many side effects...review these other facts on VOCs<< MORE >>

Eco-Home Cleaning with Baking Soda

When it comes to cleaning the home, a tradition in eco-home cleaning remains a multi-purposed cleaner. << MORE >>

Picnic Wine and Food Pairings

Planning a picnic and wondering which wine pairs with the best summer foods and eats? Check out these wine and foods... << MORE >>

Steering Through a Shaky Housing Market

Tips on navigating an uncertain real estate market..<< MORE >>

Fall Eco-Fashion Preview

Eco-fashion trends continue this fall 2008. Here's a mini-preview of what to expect instores--in several months<< MORE >>

Party Planning Red Wine and White Wine

Entertaining guests for a summer bash? How much wine is enough for your party? << MORE >>

National Gas Prices

How much is gas at the local gas station or in the city you are planning your family road trip? << MORE >>

Fat-free Recipe-Mexican-Beans

This delicious, fat-free bean recipe has mega nutritional value and sticks to the ribs too... << MORE >>

Caribbean Travel Deals

For exotic travel to the Caribbean and fun in the sun, find out which destinations are offering the best travel deal...<< MORE >>

Who Is Privy to Your Consumer Credit Score?

Besides financing institutions, who else has the authority to check your credit?<< MORE >>

Anti-Tooth Decaying Foods and Beverages

Is sugarless gum good for the teeth? Are there any foods and beverages associated with the prevention of tooth decay?<< MORE >>

Are FDA Approved Drugs Safe?

Are all FDA prescribed medications 100 percent safe and free of adverse side effects?
<< MORE >>

Eco-Friendly, Cost Saving, Fitness

Solve three important issues with an invention dating back from << MORE >>

The Consumer Journal Solves Consumer Issues

Have a complaint and looking for action? Find out how the Consumer Journal solves consumer issues with merchants<< MORE >>

Earth Day Inspires 7-Green Retailers

Read how some of our favorite retailers observe, celebrate, and promote Earth Day...<< MORE >>

Foreclosure Proof Your Property

What’s a homeowner to do when they are delinquent on their mortgage payments? How-to avoid mortgage foreclosure?<< MORE >>

Mortgage Foreclosure Resources

Where can homeowners turn for help to save a home and stop a mortgage foreclosure?<< MORE >>

Top Ten Mortgage Foreclosure States

TAGS: national foreclosure statists, mortgage foreclosure, prevent property loss, foreclosure resources

Mortgage foreclosures continue to soar new heights across the nation. According to Realty Trac,--from ...
<< MORE >>

Evaluating a Hospital for Good Medical Care

Review what questions to ask and how to identify the best hospital for treating your medical condition...
<< MORE >>

Consumer Resource: The Hospital Review Site

How does your hospital compare to the one located in the next town or in another neighborhood?
<< MORE >>

How-to Identify a Clinically Unbiased Trial

Do all clinical trials document accurate results? What should you look for before volunteering for a clinical trial?.<< MORE >>

Peapod Assures Nutritional Shopping

Categories: food, grocery shopping, nutritional,

Peapod simplifies weight watchers or individuals who are on a strict diet plan to grocery shop according to nutrition. Peapod's ...
<< MORE >>

Difference Between a Netbook and a Laptop

Netbooks are cheap ways to compute; but, how else do these cheap notebook alternatives differ from a laptop?<< MORE >>

Walnut Nutritional Facts

Are walnuts really heart healthy? Do they contain any antioxidants? << MORE >>

Motorcycles 2008

Motorcycle manufacturers roll out new hot wheels. Check-out the latest bike brands...
<< MORE >>

Are Sexual Performance Pills a Necessity?

What is the average span of a pleasurable sex encounter? The results are in...<< MORE >>

Consumer Alert: TJX Class Action Settlement

Are you a consumer of T.J. Maxx, Marshalls, Homegoods, TJ Maxx 'n More, HomeSense, Marshalls Mega Store, A.J. Wright, The Maxx, and Winners,? If so, find out if you were a victim of TJX's negligence with customer personal identification.<< MORE >>

Is Obesity Contagious?

Is obesity like catching the flu? Does obesity contain contagions? What are the odds of having an obese friend and gaining weight? << MORE >>

E. Coli Avoidance

Consumer beware -- how to avoid e.coli and other tainted foods<< MORE >>

AT & T Fails to Respond to Consumer Privacy Issues

Consumers beware: Did you know that AT & T maintains your credit card information when you pay with a credit card?<< MORE >>

Consumer Beware of Shady Bargains

Categories: consumer bargains, deals, sales, discounts, consumer tips, consumer informations


As the American dollar weakens and the economy grows gooey, consumers of all income levels are looking for ways to reduce costs. One four-letter word, "s-a-l-e" evokes the concept of saving or finding a bargain. But, not all discounts are authentic deals. The Consumer Journal reveals how to identify real sales items from merchant propaganda:


Eye-catching Signage
Detailed in big, bright and bold colors, certain signs are nothing more than ostentatious signs, designed to lure consumers into making an impractical purchase. Quite often, these signs are nothing but a promotional gimmick. Knowing the standard cost of merchandise can prevent the possibility of being duped on sales items disguised as deals. 

Rebates
"Fifty percent after the rebate," is a common sales ploy.  Be sure to read the fine print detailed on the terms of the rebate. Sometimes, the deadline for claiming the rebate is unrealistic or the tasks involved in claiming the rebate are too labor intensive to make the deal worth the savings.

Multiple Priced Items at a Fixed Price
Grocery stores and markets use the multiple priced items tactic to clear inventory. Most consumers tend to purchase more products than necessary. The sales ploy involves a sign that reads, "Buy 4 for $4." What most people fail to realize is that they not obligated to purchase all four items. Not to mention, sometimes the multiple discount product is not really a significant bargain.

Color-coding
Retailer color code signs to capture consumer’s attention, motivating the psychological response to buy. Black signs convey luxury. Yellow represents value and red reflects urgency. So the next time you see these colors, make the following considerations: 

  • Is it a real luxe item?
  • Is it really a bargain?
  • Is the deal so good it's worth the impetuous buy? 
Holly Bentz (c) 2008 fruitionmedia.net


 del.icio.us  Stumbleupon  Technorati  Digg 

How-to Sniff Out Bad Wine

Categories: wine, cooked, reduction, oxidation, Brett orBrettanomyce, wine consumer information

Aside from sniffing out a delectable bouquet, what elsedo oenophiles (wine connoisseurs) know about wine? ...<< MORE >>

Consumer Review: on Godaddy's Customer Support

Is Goddaddy just another hosting company? How does their customer support rate? The Consumer Journal reviews Godaddy's consumer relations department. << MORE >>

The Truth About Yogurt

Is yogurt really good for the body or is it just one more health conscious marketing ploy?<< MORE >>

Consumer Review: U-Car Versus ZipCar

A consumer report and comparison of car sharing programs<< MORE >>

Summer Travel Deal Alert

The days to shop for summer travel bargains are limited. Here's what to know...<< MORE >>

Consumer Alert: Email Scams and Phone Fraud

Categories: Identity theft, consumer alert, vishing, email scam, phone fraud

Today's thief uses 800 numbers and clones web sites to steal account information. Emails and text messages ...
<< MORE >>

How-to Book Deep Discount Hotel Stay

For the traveler in quest of real cheap hotel deals, here's one strategy which maybe well worth the homework...
<< MORE >>

Cheap Travel Resources

Where are all the cheap travel Web sites? The Consumer Journal reviews seven travel deal sites to use when researching air, hotel and other accommodations. << MORE >>

Consumer Intelligence: How to Buy Pearls

Pearls make for a precious Mother's Day gift but knowing how to buy them is another lesson in consumer smarts.<< MORE >>

Consumer Beware and SSN Savvy

Is a fact or fallacy that checking your credit report is the foolproof to determine whether someone else is using your social security number?<< MORE >>

Consumer Facts: Stolen and Copied Identities

Are you sharing your identity with anyone else? Review these disturbing facts on identity theft...<< MORE >>

Airlines Book New Fees and Amenities

Commercial airlines present new fees, charges and amenities. Check out what’s new in flight travel.<< MORE >>

Chocolatier Trivia

Chocolate manufacturers have their share of fine chocolate and rich history<< MORE >>

Consumer Report: Electronic Reminders

Find out how electronic reminders are being used to manage, organize and simplify life…<< MORE >>

Starbucks Offers Pseudo-free Internet Access

Find out how Starbucks plans to perk up the coffee experience to keep in-store patrons comfy and linked to the Internet. << MORE >>

How-to Invest in a Mushy Market

Are investments viable during a soft and volatile market? What can the modest investor do to grow more wealth?<< MORE >>

The Deal on Analog-Digital Converter Box

Consumers learn where and how to cash in on a deal when they buy a digital-analog converter box.<< MORE >>

Shopping for a College or University

How to shop, choose and prioritize your college education?<< MORE >>

Are Extended Warranties Necessary?

Is an extended warranty a consumer's ticket to quality assurance?<< MORE >>

The Trident Whitening Inquiry

Why is Trident Spearmint White in short supply in Chicago?<< MORE >>

Circuit City vs. Best Buy

As for customer service is concerned, which retailer store offers the best: Circuit City or Best Buy?<< MORE >>

How Americans Plan to Spend their Tax Rebate

Tax returns, rebates and tax deductions represent different wind falls for most Americans<< MORE >>

Basic Fitness and Calorie Burners

How much activity is needed to burn 200+ calories? Learnhow many calories you're burning and which outdoor and indoor fitness offer theultimate caloric burn.<< MORE >>

Valentine's Day Gift Sales, Deals and Ideas

Check out which merchants are offering the best Valentine's Day ideas, deals, free shipping.<< MORE >>

Travel Wise - Checklist

What 10 things should any traveler do before going on the journey of a long vacation?<< MORE >>

Herzog Wineries, An Elite Oenophile's Destination

Where can red wine lovers find a delectable Bordeaux, Pinot Noir or Montepulciano in New Zealand's Marlborough region?<< MORE >>

Qualmark Defined

In the realm of hotel accommodations in New Zealand, what is a Qualmark? << MORE >>

Chocolate Source of New Zealand

Looking for a chocolate fix tantamount to the likes of Godiva, Ghiradelli or Kilwin? Here's a New Zealand chocolate to savor...<< MORE >>

Picton, New Zealand, the Place to Stay

Where to stay in Picton, New Zealand? The best holiday accommodations in Picton can be found at one very special hotel/resort, the Jasmine Court.<< MORE >>

Where-to Search Online in Privacy

Categories: online privacy, consumer privacy, search engine directories, Ask.com, Google

Ask.com Vs. Google and Other Major Search Engine Privacy
For the American consumer concerned about maintaining ...<< MORE >>

Beauty and the Face

Makeover yourself in 2008 with these beauty secrets and tips for under $20.<< MORE >>

Targeting BPM Paces Fitness

Review how to calculate, and set the pace of your work out regimen in 2008. << MORE >>

The Best Diet of 2008

Check out the weight loss program of 2008 that allows you to savor desserts, sip on wine --all the while shedding pounds.<< MORE >>

Shopping Malls and Fitness in 2008

What malls mean for your resolution to stay fit in 2008<< MORE >>

Consumers Learn to Shop for Weight Loss

Jump start your New year’s resolution to lose weight by changing the way you shop.<< MORE >>

Holiday Discounts in Sexy Lingerie

Check out these sexy lingerie gift ideas for her $9.99 - $60 and claim a 70 percent discount. << MORE >>

HDTV Shopping Checklist

Categories:HDTV, high definition television, LCD, plasmas, flat panel tv,

<< MORE >>

Pre-Gift Wrapping Tip

Two things to check before gift wrapping your Christmas presents. << MORE >>

7-Things-to Check Before You Buy

Holiday shopping intelligence and what every consumer should do before they buy online.<< MORE >>

Best Gifts for Him Under $45

Gifts under $45 -- Which Christmas gifts look like you spent a bundle and make the best impression on him?<< MORE >>

Cherry Nutritional Facts

Whether they are sweet or tart, cherries have their share of flavor and nutritional differences.<< MORE >>

Christmas Toy Shopping Wise

A few consumer safety tips on buying Christmas and Hanukkah toys this season. << MORE >>

Consumer Holiday Gift Shopping Trends

What are consumers across America shopping for this Christmas and Hanukkah season?<< MORE >>

Defeating an Insurance Claim Denial


Categories:
insurance claim, insurance denial, medical coverage, medical insurance, denial-of-care



google_ad_client = "pub-5234583272697920";
//728x15, created 11/26/07
google_ad_slot = "0853085210";
google_ad_width = 728;
google_ad_height = 15;
//-->




Medical insurance does not ...<< MORE >>

Mortgages Go Green

Lending institutions offer green mortgages that are not only conducive for the environment; but, cost effective enough to save a bundle.

Categories: Mortgage, home loan, green mortgage, energy ...<< MORE >>

Consumer Intelligence: Christmas Gift Card

Facts, trends and tips on Christmas Gift Cards<< MORE >>